Direct Lines

Insurance choices for today’s customers
In today’s world, your agents want to handle their clients' varied insurance needs.  That’s why Grinnell Mutual provides flexible, affordable direct lines of insurance that support member mutual policies.  You and your agents are able to serve the people who live in your hometown – from Pleasant Street to Main Street. 

Our coverages range from personal lines of insurance, such as auto, sport vehicles, and liability insurance, to commercial insurance lines, farm liability and crop hail insurance.   Grinnell Mutual’s many offerings satisfy the needs of our members’ independent agents.

Reducing commercial risks
Loss prevention is long-standing hallmark of Grinnell Mutual.  More than 70 years ago, we built our reputation on hundreds of thousands of on-site farm and home inspections and one-on-one consumer education.

Today, that hallmark of personal attention to your insureds' safety is as much a concern to us as it was in the last century.  As a value-added feature of our commercial coverages, Grinnell Mutual’s Commercial Assistance Program and Special Account Risk Review Program help your commercial insureds with loss prevention and safety programs.  We’ll work with your policyholders to reduce their risks and provide safety training to their employees.

It’s our Policy of Working Together.