Farm Liability

Protect your independence
You like your independence and your freedom.  That’s why you choose to make your living on the farm.  Grinnell Mutual admires your choice.  That’s why we chose to stand beside you, to help protect you and your loved ones from financial exposure.

Our Farm-Guard® policy has been protecting farmers and ranchers like you for the past 40 years. Available from your farm or county mutual, it was one of the first farm liability insurance policies on the market.  Farm-Guard is there to protect you should an accident, injuries, or claims of negligence arise as a result of your farming operations.

Farm-Guard Liability Coverage:

  • Bodily injury and property damage
  • Public liability
  • Employers’ liability
  • Medical payments
  • Pollution coverage
  • Milk contamination

Premium Discounts

  • Owner occupied farm
  • Non-occupied farm
  • Country home discount
  • Livestock exclusion

Optional Coverages

  • Custom farming
  • Custom feeding
  • Residential rental property
  • Business activities
  • Hunting and fishing
  • Contractual liability
  • Seed Sales
  • Agricultural Excavation and Tiling
  • Custom Manure Contractors

Ask about our identity protection and restoration coverage, available at no charge on home and farm policies through our FarMutual® agents.

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