Am I Covered?
We understand the intangible value of a home to your family. It’s your place of refuge. We understand the tangible costs too. Building, buying, repairing, remodeling—you’ve invested a lot into your home. If a storm strikes and your home is destroyed, do you have enough insurance protection to rebuild your home? Most people don’t. Make sure your homeowner’s policy reflects the replacement cost of your home.
Consider:
- Have you remodeled or built an addition?
- Have you received an expensive gift or made an expensive purchase (i.e. fine arts or jewelry)?
- Are there new construction codes in your city?
- Does your policy cover the cost of inflation for building materials?
- Are all of your buildings covered (i.e. green house, sheds, swimming pools)?
Don’t be caught off guard
Contact your agent to make sure your homeowner’s policy reflects the replacement cost of your home. Then if a disaster strikes, you can rest assured that you’ll be covered, with a roof overhead.