About Us

We live where you live
Located in America’s heartland, Grinnell Mutual provides property and casualty insurance and reinsurance to customers in 12 states throughout the Midwest.

For more than 100 years we have valued the relationships with our customers as we provide them with protection, security and stability. Today as in the past, we know our customers and employees appreciate our core values.

We act with integrity.  Trust and respect our employees.  Value our relationships.  And serve and protect our customers. 

Our mission statement also remains the same today as it was in the past.

"To provide quality reinsurance and insurance products and services in a profitable manner through a partnership with member mutuals and agents.

Management decisions will be considered in light of their effect on the welfare of the membership."

Planted in the Midwest
Our company’s roots can be traced back to the mid-1800s.  As settlers moved to the Midwest, they banded together to protect themselves from the ravages of prairie fires.  They discovered that working together and sharing the burden of loss was necessary for survival. 

From there, the concept of spreading the losses of a few among many grew into the farm and county mutual insurance system.  The mutual system flourished and developed into efficient, modern businesses serving the residents of specific counties and adjoining areas. 

Independence – a FarMutual® tradition.
Today farm and county mutuals are dynamic members of their communities. Policyholders are the owners of their local mutuals. Whether they serve as directors on a mutual board or discuss their policies with their local mutual manager, policyholders are able to effectively address their property and casualty insurance needs in an evolving environment.

Each mutual retains the independence to serve its customers based on the local market. Local companies protect their policyholders’ assets and ensure the financial stability of their organizations through reinsurance with Grinnell Mutual. Small town service with big company protection and security have never meant more to local policyholders.

A mutual partnership
Located in Grinnell, Iowa, Grinnell Mutual operates in Illinois, Indiana, Iowa, Minnesota, Missouri, Nebraska, North Dakota, Ohio, Oklahoma, Pennsylvania, South Dakota, and Wisconsin, partnering with and reinsuring 250 FarMutual members.  We are the largest, primary reinsurer of farm mutual companies in North America.  Grinnell Mutual continues to receive an A rating from A.M. Best, a leading industry rating service, as we have for more than 20 years.

We also provide direct lines of insurance through local agents to protect your farm, home, vehicles, and business property, and bring you peace of mind.  As part of a network of over 1,600 independent agencies, our agents live where you live.

As we begin our next century of service, we will continue our tradition, to protect you in your neighborhood, along Main Street, and in the countryside, through our partnership with your farm or country mutual.  It’s our Policy of Working Together.