Doing business in a pandemic

COVID-19: Reopening your business

As state governments respond to the COVID-19 pandemic, business owners and the heads of public facilities like houses of worship should be aware of changing guidelines around doing business.

Grinnell Mutual cannot offer medical advice or definitive guidelines for reopening. The guidelines are evolving quickly as more is learned about the virus, and they vary by state.

But, to help our customers find trustworthy information, we have compiled a list of guideline resources for businesses and managers of other public spaces to consult while making decisions about reopening protocols and safety measures.

Recommendations from the Centers for Disease Control and Prevention

The CDC has reliable and up-to-date information.

Here are some CDC resources specific to businesses and public spaces, including houses of worship.


Other coronavirus resources for businesses and public spaces

Food and Drug Administration (FDA)

The FDA has guidelines for restaurants and food pickup and delivery services.

National Council on Compensation Insurance (NCCI)

NCCI has an FAQ about workers’ compensation.

National Fire Protection Agency (NFPA)

NFPA has a reopening checklist.

National Safety Council (NSC)

NSC has gathered links to federal guidelines for many topics.

Occupational Safety and Health Administration (OSHA)

If you have Spanish-speaking customers, you’ll find many OSHA resources in Spanish.

OSHA has also issued a memorandum outlining the interim enforcement response planfor COVID-19.

State government websites

You can find your state’s particular guidelines on its official state website. Find a list of states here.

To get to your state’s website, find your state in the dropdown, then select on “Official Name.” Most state’s homepages will also have a link to your state’s health department.

State health departments

Your state's health department is a good source of information. You can find a state-by-state listing of state health departments here.

Mask of Wellness

Designed by two doctors, this is a free initiative providing education and tools for businesses about operating with customer and employee safety in mind.

For more information

You can find resources on our site.

Our coronavirus response plan Our moratorium extension Trust in Tomorrow® Premium Payback Details for workers' compensation More help for policyholders


The information included in this publication and program was obtained from sources believed to be reliable, however Grinnell Mutual makes no guarantee of results and assumes no liability in connection with its use. The list is not intended to be exhaustive. It is users’ responsibility to comply with any applicable regulations or laws. Information obtained from or via Grinnell Mutual should not be used as the basis for legal advice, but should be confirmed with alternative sources.