Policy cancellation moratorium for some Illinois policyholders

On Oct. 16, 2025, the Illinois Department of Insurance issued Bulletin 2025-17 implementing a procedure change for those insureds who are federal employees. The procedure change is a moratorium requesting the postponement or withdrawal of any previous notice of cancellation or nonrenewal on or after Oct. 1, 2025, for non-payment of premium, where the policy has been issued to a federal worker. Insurers are asked to continue coverage in cases of unpaid premium for at least 30 days or through the duration of the federal shutdown, whichever is longer. The Department also requests insurers provide leniency to federal workers after the shutdown ends for an additional 30 days in cases where an insured indicates they have yet to receive their guaranteed compensation from the federal government.

Illinois Bulletin 2025-17

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