Grinnell Compass Auto insurance discounts
Go farther for less.*
Paid in full
It pays to be proactive. When you pay your personal auto or farm truck premium up front, you save money.
Multi-line**
If you have your auto coverage with Grinnell Mutual and your home covered with one of our mutual members, we'll give you a break on your premiums.
More auto insurance discounts
- Advance quote
- Anti-theft
- Distant student
- Driver improvement
- Good student
- Homeowner
- Layup
- Motorcycle safety course
- Motor home limited use
- Multi-unit
- Passive restraint
- Riding association membership
- Timely payor
Every industry has “official” terms — like our discount names — and they can be confusing.
These descriptions are general and could vary by state. Contact your Grinnell Mutual agent to find out if you qualify!
- Advance quote: If you receive a complete quote (with score reports included) at least seven days before the coverage start date
- Anti-theft: If you’ve installed qualifying devices to discourage thieves
- Distant student: If a student on your policy lives more than 100 miles away and does not have a car with them
- Driver improvement: If you have taken a qualifying defensive driving course
- Good student: If a student on your auto policy maintains a B average or better, or is on the Dean’s List or Honor Roll, and is a full-time student younger than 25
- Homeowner: If you own a home, even if it’s insured with someone else
- Layup: If you store your land-based recreational vehicle for part of the year (discount amount is based on number of months per year the vehicle is stored)
- Motorcycle safety course: If you complete a qualifying course
- Motor home limited use: If drive your motorhome fewer than 5,000 miles in a year
- Multi-policy: If you have both your home and auto covered with us (Thanks!)
- Multi-unit: If you have both your auto and your (land-based) RV insured with us (Thanks again!)
- Paid in full: If you pay your personal auto and/or farm truck’s annual premium up front
- Passive restraint: If your car has qualifying automatic seatbelts (pre-1995 vehicles) or airbags. If it has airbags on both the driver and passenger sides, you get an extra discount
- Riding association membership: If you belong to a qualifying motorcycle riding association
- Timely payor: If you pay your premium on time. (Yep, it’s that simple!) Applied automatically when you buy a policy; removed after one late or returned payment on a six-month policy, or after two late or returned payments on a 12-month policy
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**In Pennsylvania only, homes insured by Grinnell Mutual or a Grinnell Mutual member qualify for the multi-line discount.