Auto insurance discounts

We go the extra mile.

Mile Marker

No matter what kind of journey you’re on, every mile you mark is a triumph. When we see our loyal customers reach a milestone, we celebrate, too. With Grinnell Mutual’s Mile Marker Auto Loyalty Program, you receive significant perks right from the start. And the benefits keep adding up as the miles do.

Learn about Mile MarkerContact an agent

We reward loyalty.

The mark of a superior auto insurance package isn’t just what you get down the road. It’s what you get from the start of the journey. Our Mile Marker Auto Loyalty Program offers unsurpassed discounts, waived deductibles, and loyalty recognition.

Small at-fault accident forgiveness

The road ahead can be unpredictable. Should an unexpected at-fault accident occur, we don't charge you if the payout of $5,000 or less.

Waived Deductible

Accidents happen. When you find yourself in a misadventure with another Grinnell Mutual or affiliated mutual company policyholder, we’ll waive your deductible. And the same rule applies if you have Grinnell Mutual or affiliated mutual insurance on your home or farm and auto and they're damaged during the same event.

Minor violation forgiveness

Having a good driving record counts. You won’t be charged for a small infraction — like getting a ticket for going 10 miles over the speed limit — if you’ve received only one minor violation in the last three years.

Paid in Full Discount

It pays to be proactive. When our personal auto and farm truck customers pay their full auto premium upfront, they save money.

Claim-free Discount

We reward responsible drivers, which is why if you’ve maintained a clean driving record (accident-free, claim-free), you may qualify for additional savings.

Electronic Funds Transfer Discount

Electronic Funds Transfer is a safe and paperless way for you to pay those monthly bills automatically. They’ll be deducted right from your checking or savings account and we’ll waive the $5 service fee each month if you elect to pay premiums this way.

You'll also get a 5 percent discount!

Download EFT form

To authorize EFT, download and complete the EFT form. Attach a voided check (if from checking account) or a voided bank deposit slip (if from savings account). If emailing, scan/take picture of completed form with voided check/deposit slip and email it to uwcsr@grinnellmutual.com. (You can also mail it to us.)

Additional discounts include but are not limited to:

  • Anniversary Discount
  • Anti-Lock Brakes Discount
  • Anti-Theft Discount
  • Multi-Policy Discount
  • Excess Vehicles Discount
  • Good Student Discount
  • Motor Homes Limited Use Discount
  • Multi-Car Discount
  • Passive Restraint/Airbags Discount
  • Defensive Driver Discount

Insurance people talk in insurance language — which sometimes needs translation. Wondering what the heck some of these discounts mean? We’ve got explanations in plain English.

Translate auto discounts for me

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The described insurance coverages and discounts may not apply in the Commonwealth of Pennsylvania.