Grinnell Select Auto Insurance

Grinnell Select Auto Insurance


Auto insurance is probably low on your list of “favorite ways to spend my paycheck.” We get it. But since it’s a must, we want you to get the most out of the cash you invest.

With Grinnell Select Elite Driver insurance, you’ll get real value from that investment. 

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Grinnell Select’s Elite Driver program rewards your stellar driving record with auto insurance coverage at our best rates. If you go the extra mile, so do we.

  • All principal drivers in your household have driving experience in the United States.
  • No one in your household has more than one minor moving violation in the past three years (maximum of two violations per household).
  • No one in your household has had an at-fault accident in the past three years.
  • Your vehicles are primarily for personal use. (Farm and business coverages are also available.)

All the protection you need


Pays for damage to your car, minus your deductible, for covered losses in “other than collision” (OTC) events such as fire, theft, explosion, glass claims, vandalism, or collision with an animal.


Pays for damage to your car, minus your deductible, for covered losses when you collide with another car or object. It pays for repair costs, regardless of fault, up to the value of your car at the time of loss.

Bodily Injury and Property Damage

Pays monetary damages, such as medical expenses, to people injured in a covered accident for which you are found responsible or for damage to the covered property of others caused by you.

Uninsured and Underinsured Motorists

Helps protect you if you are injured in a covered accident by a driver without insurance or with insufficient insurance, or by a hit-and-run driver. You may also be protected as a pedestrian.

Medical Payments

Provides payment for medical care for you and your passengers for injuries resulting from an accident, regardless of fault. The rising costs of hospital and medical care make this coverage more important than ever.

Optional endorsements

  • Auto Plus: Want even more? The Auto Plus endorsement can add several coverages to ensure you’re even more protected, and it’s available for all vehicles with Collision and Comprehensive coverages.
  • Extended Non-owned for Named Individuals: We can provide extended coverage if you use a vehicle you don't own on a regular basis.
  • Trailer-Camper Body: Enjoy that cross-country trip in the camper even more knowing that it — and your utility trailer — is covered.

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Discovery Discount

If you've had auto insurance and good credit you may be eligible for the Grinnell Select Elite Auto Discovery Discount. Eligible drivers will have had auto insurance with a standard or preferred carrier with at least a $300,000 combined single liability limit (or a $100,000 bodily injury liability per person and $300,000 total bodily injury liability insurance per accident. Eligible drivers will also have less than two minor moving violations in their households in the last three years.


We reward customers right from the get-go and celebrate your milestones, too!


Your first anniversary with Grinnell Mutual deserves special recognition. Our Anniversary Discount rewards you for each year you have been with us (subject to a maximum discount).


We’ll double your Anniversary Discount if your policy has been at-fault-accident free for the past three years.


We’ll add Towing and Labor Costs coverage!


At the policy’s seventh anniversary date, you are eligible for a one-time, large at-fault accident forgiveness.

Trust in TomorrowContact an agent today.


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The described insurance coverages and discounts do not apply in the Commonwealth of Pennsylvania. Please visit this page if you're looking for home, renters, and/or auto insurance in Pennsylvania.

Products underwritten by Grinnell Select Insurance Company. The summarized coverage descriptions are used for reference only and do not contain relevant policy conditions, exclusions, or limitations. Products and discounts not available to all persons in all states and are subject to underwriting guidelines, review, and approval. Home Office: 4215 Highway 146, PO Box 790, Grinnell, IA 50112-0790. Grinnell Mutual Reinsurance Company, Grinnell Mutual, Grinnell Select, and coordinating logos or marks are registered trademarks or property of Grinnell Mutual Reinsurance Company. © Grinnell Mutual Reinsurance Company,