Restaurants

Restaurants

All the right ingredients

Our restaurant coverage package offers a great menu of coverages. From your wine inventory to your personal property at a catering event, we’ve got you covered. We also offer loss control services to make sure your kitchen meets safety codes.

And to broaden coverage options at a particularly tough time in the food service industry, we've changed some underwriting guidelines to make our restaurant insurance that much better. Some of the things we now allow include:

  • PC09 restaurants
  • Light entertainment
  • Selling your private-label products on-site
  • Happy hours
  • Extended serving times for liquor

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Custom restaurant business insurance coverages*

  • Brands and Labels
  • Credit Card Forgery, $25,000
  • Damage to Customer’s Vehicle from Valet Parking, $25,000
  • Employee Theft of Customer’s Property
  • Food Contamination, $15,000
  • Service Errors and Omissions, $10,000
  • Special Event Cancellation, $25,000
  • Spoilage, $10,000
  • Utility Services, $10,000
  • Wine Inventory at Menu Price, $25,000

*Higher limits may be available.

Optional restaurant business insurance coverages

  • Hired and Non-owned Auto, Including Delivery (includes liability coverage)
  • Liquor Liability
  • Loss or Damage to Customer’s Auto

These are just some of the coverages we offer. Find out more.

Contact an agent

 

 

Contact an agent