Own a home?

Owning a home is a big responsibility. From making the mortgage payment each month to ongoing maintenance and renovations, being a homeowner can cause the occasional sleepless night. Grinnell Mutual and our Grinnell Mutual Members believe in protecting your investment (and your sleep) with our flexible Home-Guard® insurance, which combines property and personal liability coverage with added options, like additional living expenses. And if your vehicle and home or farm is damaged from the same event, you’ll only pay Waived Deductible.

Are you a renter?

Even if you don’t own a home, you need dependable coverage. As a renter, it’s important to know that your landlord’s insurance policy probably doesn’t cover your possessions or protect you from liability claims. The insurance history you build with renters insurance from Grinnell Mutual or a Grinnell Mutual Member can help simplify the process and lower your rates.

We pride ourselves in going the extra mile, which is why we go beyond the basics. When you’re a Grinnell Mutual customer, you can depend on additional protection when the going gets tough. From personal property coverages to additional living expenses, we offer the peace of mind that comes from focused protection, at no extra cost to you.

  • Personal property
  • Scheduled personal property (optional coverage)
  • Replacement cost option for personal property
  • Additional coverage option for personal property
  • Additional living expenses
  • Personal liability (bodily injury, property damage, and medical payments)
  • Personal injury

Check in with your local agent or access your account to file a claim.

Contact an agent today!


The described insurance coverages do not apply in the Commonwealth of Pennsylvania. Please visit this page if you're looking for home, renters, and/or auto insurance in Pennsylvania.