One Good Deal

When a disaster hits you hard, the most important thing is taking care of your family — a place to stay, clothes to wear, and food to eat. The last thing you need is to worry about your insurance coverage.

When you’re insured through both Grinnell Mutual and your local FarMutual® insurance company, we’ll help you save money and get back on your feet with one good deal: One deductible for all the damage. So, for example, if your home, two cars, and motorcycle are damaged in a storm, you pay just one deductible, not four. When everything else seems overwhelming, we'll keep it simple.

Are you eligible for one deductible?

  • Are your vehicles covered through Grinnell Select's Elite Driver or Grinnell Mutual®’s personal auto insurance?
  • Are your recreational vehicles insured with a Grinnell Mutual policy?
  • Is your home or farm insured by one of our member FarMutual companies?

If so, you’re eligible to save money with one deductible from a single covered event.

"Waive" goodbye to your deductible

Our one deductible option also works for your physical damage deductible if you collide with another vehicle insured by Grinnell Mutual or with a farm implement insured by a member FarMutual.

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