Watercraft Insurance

Whether you prefer to enjoy the scenery on the open water or you seek adventure with neighbors, family, and friends, you value your leisure time. So do we. That’s why we offer recreational vehicle watercraft insurance for your peace of mind without the hassle of purchasing separate policies for your sailboat, power boat, jet skis, and waverunners.

Because we understand it isn't warm and sunny in December, we offer discounts for off-season rates while your boat waits in storage. If your watercraft and home or farm are damaged from the same event, you save money by paying only one deductible when you’re insured with Grinnell Mutual® or your local FarMutual® insurance company.

Insurance Coverages

  • Bodily injury liability
  • Property damage liability
  • Uuinsured and Underinsured watercraft
  • Medical payments
  • Physical damages

Lower your premium

  • Off-season lay-up rates
  • Deductible choices
  • Good driver discount rates

Contact your local agent for a recreational vehicle watercraft insurance quote today.